What Is the ALTCS Net Worth Limit
The Arizona Long Term Care System (ALTCS) uses a net worth limit to determine medical and long-term care eligibility. The limit is based on countable assets, which include bank accounts, investments, real estate, and certain other resources. The exact figure is updated periodically, and applicants must stay at or below this threshold to qualify.
How the Limit Is Calculated
ALTCS counts the combined value of assets for the applicant and their spouse, if applicable. The primary residence is usually exempt up to a specific equity limit, and certain personal belongings and one vehicle are also excluded. Countable assets are totaled to see whether the applicant meets the net worth threshold.
What Counts Toward the Limit
Common countable resources include cash, savings, certificates of deposit, stocks, bonds, and investment accounts. Real estate other than the primary home, rental properties, and certain trusts may also be counted. ALTCS rules define specific exclusions and treatment for assets, so applicants should review the current guidelines before applying.
For the most accurate and updated numbers, consult the official Arizona Department of Economic Security ALTCS page at https://www.azeconomicsecurity.gov/altcs.
