Global Share of High Net Worth Adults
According to the Credit Suisse Global Wealth Report, roughly 1.5 percent of adults worldwide have a net worth of at least $500,000. This threshold is typically seen as the entry point into the upper tier of personal wealth. The share varies widely by country, with developed economies accounting for the majority of this group.
Regional Differences in Wealth Concentration
North America and Europe together hold the largest share of adults with at least half a million in net worth. In the United States, about 6 to 7 percent of adults meet this level, while many emerging economies report shares below 1 percent. These differences reflect income levels, housing prices, and access to financial assets.
How Net Worth Is Measured
Net worth is calculated by subtracting all liabilities, such as mortgages and loans, from total assets, including savings, investments, and property. A net worth of $500,000 means a person’s assets exceed their debts by that amount. Researchers use this metric to compare wealth across countries and track long-term economic trends.
Why This Metric Matters
Tracking the percentage of people with at least half a million in net worth helps policymakers and economists understand wealth inequality. It also provides a benchmark for personal financial planning and retirement readiness. For more detailed global data, see the Credit Suisse Global Wealth Report.
